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Average Americans’ Net Worth and Interest Rates – 2019 Edition

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Right now, the average wealth per adult in the United States is $403,974 and the median wealth per adult in the United States is $61,667 according to Credit Suisse’s Global Wealth Report. What I find most interesting is that $327,000 of the $403,974 total wealth, or approximately 81%, is in the form of what we call “financial wealth” or an asset that is capitalized.

In other words, this figure includes the capitalized value of small businesses across America. If you run a small paint company that earns $75,000 per year, and you could sell that business for $150,000, and you have $200,000 spread out in cash, stocks, and bonds, your net worth in the eyes of the United States government is $350,000 because the business you own is calculated based on its sale price rather than the owner earnings that it generates for your household.

It is a perfectly logical … Read the rest of this article!


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