Moneygram Stock Will Be Destroyed By Debt
If you have ever reviewed bulk landlord lawsuits for eviction or rent and possession, you will notice many exhibits attached containing “Moneygram” payments. If you are not familiar with Moneygram, it...
View ArticleTony La Russa’s Commencement Address Applied To Investing
Tony La Russa, the current director of baseball operations for the Arizona Diamondbacks who coached the St. Louis Cardinals to World Series victories in 2006 and 2011, gave the commencement address...
View ArticleAverage Americans’ Net Worth and Interest Rates – 2019 Edition
Right now, the average wealth per adult in the United States is $403,974 and the median wealth per adult in the United States is $61,667 according to Credit Suisse’s Global Wealth Report. What I find...
View ArticleProcter and Gamble Stock: The Next Twenty Years
The best unexpected perk of regularly writing about stock investments as a blogging hobby is that some incredibly talented, hard-working, and driven audience that is dead serious about personal...
View ArticleWhy Are American Schools Failing?
Lately, I have been reading the works of Charles Murray, an author of social commentaries who is not at all popular with those on the left side of the political spectrum. Mostly, I’ve wanted to...
View ArticleMastercard Employees Should Be 401(k) Millionaires
Mastercard, Inc. has one of the best employer match programs in the entire world. It matches 125% of employee contributions up to 10% of salary. If you are an employee of Mastercard reading this, you...
View ArticleDisney’s Billion-Dollar Empire of Subsidiaries
This is what a company that will be pumping out billions of dollars of profit in 2020, 2030, 2040, 2050, and 2060 looks like. It is the greatest collection of intellectual property in the entertainment...
View ArticleRemedial Life Lessons Need To Be Taught In Schools
Yesterday, Michael Bloomberg published an op-ed on the website which he owns that reached some conclusions different than what I was expecting to see—I wasn’t expecting the guy that wants to legally...
View ArticleLindt & Spruengli Stock: The Conservative, High-Growth Investment
Lately, I’ve been thinking about the role that depreciation, terminal values, and ongoing capital expenditures play in affecting investment returns. With most assets, the value lies in something...
View ArticleMcCormick And Sysco: Two Companies Quietly Making You Rich
Most of the time, my writings on this site focus on companies with excellent brand names that have a history of creating great wealth for their owners. There’s a reason for that: people will always be...
View ArticleWelltower Stock: Analyzing The Risks
A lot of mom and pop investors have been encouraged to purchase shares in Welltower stock (WELL) over the past few years on the basis that it is “safe” real estate investment and source of regular...
View ArticleOnly 3% Of Millionaires Own Bitcoin
On Twitter right now, the hashtag “BitcoinIsBack” is trending as the price of the cryptocurrency has now exceeded $11,000 per Bitcoin. When the price fell from $19,000 to the $3,000 range between...
View ArticleVisa: Probably The Best Investment You Can Make Today
When someone says that the stock market looks expensive, often what he is saying is this: the current earnings yield that you are receiving is quite low. Of course, the total returns that you receive...
View ArticleHow Do Trust Funds Pay Out To Beneficiaries?
There are very few sources of literature for good guidance on the selection of a “trustee” for someone who wants to start a trust fund. This is an often overlooked problem, as it is the ongoing...
View ArticleCostco Stock’s Special Dividends Are Great
In the summer of 2012, Costco traded at $78 per share. It was earning $4 per share in profits and was trading at a valuation of 19.5x earnings. The stock had climbed ten-fold over the previous twenty...
View ArticleStock Ownership Trumps Intelligence Every Time
For those of you that followed this weekend’s Wall Street Journal, you may have caught Professor Jordan Ellenberg’s op-ed piece on how she believes that child geniuses ought to treated by family and...
View ArticleThe Best 401(k) Investments: Small-Cap Value Funds
From 1926 through 2019, small-cap value stocks have delivered investment returns of 12.8% annualized. Even from 1990 through the present, the results are still an astounding 11.4% annualized. The...
View ArticleJust Not Worth It: Stay Away From American Realty
It’s the start of June—one of three best months to be alive—and yet, I’m stuck reading through the shenanigans that CEO Nicholas Schorsch is pulling at American Realty. I’m still sorting through it...
View ArticleHigher Interest Rates Would Change Everything
Among my investment notes, I keep a copy of a printout from the 1990 edition of the Moody’s Investment Manual that described the prevailing interest rates at the time. In March 19990, the Treasury bond...
View ArticleExperiencing Stock Price Loss Is Almost Necessary For Long-Term Success
On certain college campuses in the United States, particularly places like Oberlin and UC Santa Barbara, there is a new trend afoot to preface potential intellectual discomfort with a “trigger...
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